Rentvesting calculator
What would rentvesting in a new build cost you each month?
How it works
Pick an example property and enter your taxable salary. We borrow 100% of the purchase price plus LMI, apply the rent appraisal, holding costs, depreciation and current tax rates, and show the monthly cost after tax in a best case and a worst case — with every figure in the Example Property Report below.
Rentvesting calculator
Your example
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Frequently asked questions
What does the rentvesting calculator show?
It estimates what an example new-build investment property could cost you each month after tax, in a best case (tenanted all year) and a worst case (empty, with the rental guarantee paying), using the real figures WPF has published for that property and the taxable salary you enter.
Why is the tax effect larger than I expected?
The example is financed at 100% of the purchase price plus LMI. Because the whole price is borrowed, more of the holding cost is interest, and interest on an investment loan is deductible. The refund reduces the cost — it does not remove it, which is why the net after-tax figure is always shown beside it.
Is this financial advice?
No. It is general information and an example only. It does not consider your circumstances. Speak to a registered tax agent and a licensed credit adviser before you act.